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How AI Agents
Use Money, Safely

Catena is a governance and banking platform for AI agents.

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Governance

The Trust Layer for Agentic Finance

Our governance layer gives humans and agents assurance that all transactions are executed safely within the bounds of predefined, deterministic policies.

identity 01

Verifiable identity

Establish unique identities for each agent.

rules 02

Deterministic policies

Create policies that control agent financial activity.

observability 03

Audit trails

Operate with full observability into every agent action.

How Agents Get More Done with Money

From payroll and procurement to sales and treasury, agents can now handle money. Catena gives them a way to do it safely. Your team sets the rules. Agents execute within them.

What will your agents do with money?

  • Your payroll agent reads contracts, processes invoices, and pays engineers around the world, using stablecoins or fiat currencies.

  • Your research agent purchases the datasets needed to analyze your market, pays per query, and returns verifiable receipts.

  • Your AP agent pulls warehouse data, checks email communications, reviews vendor terms, and either releases payment or escalates for review.

  • Your treasury agent automatically buys and sells US Treasuries, making cash available for payments and sweeping intraday float to earn yield.

  • Your procurement agent finds suppliers, verifies their agents’ identities, negotiates terms, and secures contracts matched to your needs.

functionality

Financial Capabilities for Your Agents

Empower your agents with composable financial services.

custody 01

Manage money

Give agents accounts and easily sweep funds between them.

payments 02

Send and receive

Handle payments via cards, ACH, wires, and stablecoins.

treasury 03

Earn yield

Generate yield on idle assets, intraday float, or corporate treasury.

Agent Action
Human Control

Agents use the MCP server, skills, API, and CLI. Humans stay in charge of policies and approvals using a personal agent or the web console.